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Publisher’s Notebook
Michael Rosenthal Insurance hurts
Insurance rate hikes are really beginning to hurt small businesses.
Health Care, Workmen’s Compensation, General Liability have all risen
dramatically in the past 18 months. I was with Farmers Insurance for
over 20 years and never incurred a single liability claim. So what?
They cancelled all contractor policies and forced me to hunt through a
very small and rapacious crowd until I settled on a carrier for just
$25,000 extra a year and an additional charge for every piece of
paper. OUCH.
My firm has not had a work comp claim in the past seven years. So
what? Rates have exploded. Health insurance benefits being paid by
small businesses are becoming a thing of the past. Rates continue to
climb. The co-pays and the deductibles punish consumers’ pocketbooks.
And insurance carrier profits continue to rise. Why in the heck do we
as a country allow insurance carriers to take nearly 25 percent of our
health care dollar?
New Age Locust
Someone has to legislate against unsolicited advertising e-mail. It
has become a major pest, a new age plague of locust. AOL says 80
percent of its e-mail traffic is junk. We need some serious laws and
enforcement to prevent this ever-enlarging deluge.
Calling All Legislators
And how about legislating against credit card companies charging 4.3
percent for 60 days and 23.5 percent if you miss a payment by two
days. I thought the Unruh Act in California helped curb usury interest
rates. And we need to legislate against breaking up area code 310
(that one is for you, Mr. Scheer), or at least I think we do.
And Clean the Beaches
While we are at it, how about cleaner beaches. The other day I was
afraid to go barefoot through all the garbage out there, including
cigarette butts, plastic, cans, plastic cans, styrofoam, food, et al.
Wanted: A Landslide
I would sure like to see this community win proposition S (educational
parcel tax) by a landslide, like 82 percent - 18 percent. I’m not so
sure it will prevail though, as already I see signs proclaiming that
Prop S will cause rents to rise. The opposition, especially in Pico
Neighborhood area seems pretty determined. We can only hope that
ultimately people will see that education is the highest priority.
What Happened?
So what happened to the Virginia Avenue Park expansion and renovation?
This is a long overdue and long-promised project. And what about the
park promised at the east end of town in the Airport parking lot? I
was really looking forward to the greening of that zone. I understand
the old Main Street parking lot Ficus trees were transplanted
somewhere out there, be nice to enjoy them in person again. Also the
park would complement Santa Monica College’s move into the BAE
building (stalled due to operating budget constraints at SMC) and give
the community a collegiate park-like setting on our east end. I was
also hoping 415 PCH would be restored by now and the Senior Center
that houses Camera Obscura would finally get its long-promised rehab.
Is the failure to perform on these programs a monetary issue or a
failure of management at City Hall? The sewer and street projects seem
to take priority.
Empty Charges
Looks like the Green Party is attempting a “Stalinist” purge with its
recent harangue against Santa Monica City Councilmember Mike
Feinstein. It was certainly no secret that the Green Party needed and
wanted an office in Southern California. Feinstein, working under the
constraints of a party without financial resources, was able to cobble
his money, donations and other contributions to open the Pico
Boulevard office. If you have been there, you have seen the donated
furniture, the posters on the wall proclaiming Green Party values and
the obvious office/meeting room set-up. It doesn’t remotely resemble a
secret bachelor pad for Feinstein. Remarkable that he was able to work
within the constraints of a party system that does not reward
individual effort, but favors “consensus” in order to get the office
established in the first place. Any one who knows Feinstein knows he
is not in it for the money, so the suggestion of financial impropriety
is a clunker. |
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