June 4, 2025 Breaking News, Latest News, and Videos

Credit With Your Coffee? Capital One Cafe Opens in Downtown Santa Monica

By Sam Skopp

 

Saturday saw the official grand opening of the Capital One Cafe located in the heart of downtown Santa Monica, on Broadway and 4th. In celebration of the event, the cafe gave away free drinks, pastries and merchandise, and held raffles and face painting throughout the morning and afternoon.

The first cafe owned by Capital One was an ING Direct cafe the company converted after ING Direct was acquired by Capital One. They then opened their first cafe under the Capital One name in Boston in 2013. Currently, there are 22 throughout the country, with plans to open many more.

“We talked to consumers and asked what they wanted from a bank,” said company spokesperson Jennifer Windbeck, explaining how the decision to integrate cafes into the company model came about.

According to Windbeck, most customers prefer to handle as much of their banking online as possible, while also wanting the ability to talk to someone when they have an important financial decision to make.

“We created the cafes as a space where people could do that in a casual and relaxed environment,” said Windbeck.

Company employees at the Cafe don’t sell accounts, but rather provide financial advice and guide anyone interested in services at Capital One through their online process. Additionally, ATMs on-site include special features, like withdrawals of cash in any denomination.

The Cafe also includes space for financial workshops and local nonprofits to use. In the past, they’ve worked with Dress for Success and locally, Chrysalis, which has an office in Santa Monica.

“We have a huge commitment to being part of the communities that we’re in,” said Windbeck. “We look for sites where we can be part of the community.”

Saturday’s opening event was packed in the early afternoon, with dozens of passersby stopping in for a free drink and exploring the new downtown Santa Monica space. For more information on the Capital One Cafe, visit capitalone.com/local.

Capital One Cafe
Capital One’s cafe opening in Santa Monica.
Capital One Cafe
Photos: Sam Skopp.

Capital One Cafe

 

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