February 10, 2025 Breaking News, Latest News, and Videos

Are Home Warranty Plans Needed for a New Home?

Constructing a new home or purchasing a newly constructed home can be an excellent way to get all the home features you want for a lesser amount of money than repairing an existing home. Depending on the cost of land, type of house, and interior elements, building a new home might be cheaper than purchasing an existing home. However, regardless of the cost of your house, you want to safeguard it from typical wear and tear. One way to ensure that your home is sufficiently protected is by purchasing a home warranty plan.

A new home can have problems as well. You never know what is going to happen. Perhaps your contractor will unintentionally utilize defective materials. Maybe your contractor will be frugal. Even though the contractor offers some form of warranty, the warranty covers certain parts of the house they constructed. It cannot help if any appliance fails or a home system breaks down due to unanticipated defects or typical wear and tear due to aging. For that reason, you should consider purchasing a home warranty for your new home – you can even include it in your closing costs.

In a newly built home, a home warranty works in a slightly different way. Homeowners can buy a new home warranty for newly constructed homes. It covers home appliances and systems in case they fail due to normal wear and tear or a manufacturer’s error. Homebuyers may be offered a home warranty that covers the home appliances and systems for one year after closing.

You can also buy a three-year home warranty, though. This plan starts one year after the closing date to protect your home appliances and systems from year two to year five. Since the manufacturer’s warranty usually covers most newly constructed home systems and appliances for the first year, a home warranty is an excellent option to safeguard against the manufacturer’s error after the manufacturer’s warranty expires.

If you have just purchased a new home, you will want to ensure that it is well covered. Here are four reasons why you should purchase a home warranty.

Things Can Go Wrong – Even in a Newly Constructed Home

A home warranty offers protection against a wide range of unanticipated problems. That is why it is a must-have security measure to protect your home in case of an emergency. A new home can pass the final inspection and be pronounced fit for occupancy, but that does not mean that problems cannot arise. Some common issues include:

·   Use of substandard or faulty materials

·   Damaged fixtures

·   Septic problems

·   Plumbing issues

·   Electrical problems

·   Landscaping problems

With a home warranty for your newly constructed home, you will have protection for the things that are not covered by a contractor’s warranty or home insurance – home systems and appliances.

You May Not Identify Issues Immediately

Problems in a newly built home are not always readily noticeable. Like in any other home, you may not be able to realize the problems in your brand-new house until you have stayed in it for some time. If you purchase a home warranty, you will be covered for protocol violations, breakdowns due to unnoticeable, pre-existing problems. A home warranty also covers improper installations and incompatible systems. Additionally, it covers modifications and repairs for the parts or components of home appliances and systems included in your home warranty plan.

Your Contractor Might Have Hurried the Job

It is disappointing to find out that your contractor might not have undertaken his or her job best on your new home. Usually, they do not mean to do substandard work. Still, sometimes contractors do hurry things up because they have a timetable to keep. Your contractor might also have employed inexperienced subcontractors or workers who mess up installation or construction jobs.

A Contractor’s Warranty Does Not Cover Everything

Most contractors will provide different warranty contracts for various elements of a new home. Normally, you will get:

·   A one-year coverage on labor and materials

·   A two-year warranty on air conditioning, electrical, heating, and plumbing systems

·   A 10-year warranty on structural components, including foundations and load-carrying walls

Ensure that you are well-informed about what your contractor’s warranty covers. Your contractor’s warranty will not include some appliances like refrigerators, garage door openers, and so on, and it normally won’t include defective installations, permit fees, or code violations. Also, it will not typically include your spa or pool.

So, how much does a home warranty for your newly constructed home cost? That depends on the level of coverage you purchase and where you reside. However, it is worth it to be protected against costly repairs and to safeguard your investment. Just make sure you purchase one from the best home warranty company in Los Angeles, CA.

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