If ever a place was the literal definition of Midas’s touch, it would be California.
The Golden State has more to it than the grand Golden Gate Bridge or the shiny Hollywood sign. Its landscape, tinted gold with golden poppy flowers and a brilliant yellow-orange sunset, dazzles in its Western U.S. location along the Pacific Coast.
On the other hand, when it comes to Ohio, think rolling hills, sandy beaches, and scenic lakes. The Buckeye State features the pebbly Appalachian plateau, with some regions being mostly plains.
Now, if you’re wondering, why the Ohio vs. California debate?
Both states offer vastly different lifestyles, and you might get torn between the beaches of California and the charm of Ohio.
Let’s weigh the differences and break down the peculiarities between living in Ohio and California.
Ohio vs. California: Comparing Everyday Expenses
When it comes to daily expenses, Ohio and California are on opposite ends of the spectrum. Ohio’s cost of living is 8% lower than the national average, while California’s is a record 38% higher.
There’s a much more affordable lifestyle in Ohio just looking at the numbers.
Your morning latte might cost double in California compared to Ohio, and those extra bucks could easily buy you a delicious buckeye donut. You might want to consider these when booking your trusted local movers for your relocation move.
When you draw a parallel comparison between the average living in Ohio vs. California, you begin to see evidence in the disparity in the cost of groceries, transportation, and fine dining.
More details on these differences:
| Compared to the National Average | Ohio Cost of Living | California Cost of Living |
| Housing | 22% lower | 97% higher |
| Utilities | 2% lower | 22% higher |
| Food | 3% | 15% higher |
| Healthcare | 5% lower | 8% higher |
| Transportation | 6% higher | 28% higher |
Owning or Renting: The Housing Market in Ohio vs California
Housing is where the difference between Ohio and California becomes most apparent.
The cost of housing in California is 76.2% higher than in Ohio, marking a considerably more affordable real estate in the Buckeye State. With four million plus housing units available for buying and renting, over 65% of residents in Ohio are homeowners.
California, known for its sky-high housing costs, owes most of it to the thriving entertainment industry there. Cities like San Francisco and Los Angeles push well beyond the median home sales price in the state.
For instance, renting a one-bedroom apartment in these urban centers can cost upwards of $2,500 per month.
| Ohio | California | |
| Average Rent | $1,406 | $1,914 |
| Median Home Value | $237,766 | $790,084 |
A Look at Schools and Childcare Insights
For families, the quality of schools and availability of childcare are critical considerations. Ohio boasts a strong public education system, with many highly-rated schools served by 995 school districts.
Although the student-to-teacher ratio in Ohio is higher than the national average, there’s still enough room for personalized attention. Plus, there’s the advantages of educational costs in Ohio being relatively cheaper at about $16,139 per student.
California also offers excellent educational opportunities, particularly in affluent areas with top-rated public and private schools.
However, the state’s education system faces challenges such as overcrowding in urban schools, with the student-teacher ratio exceeding the national average by over 20%. Regardless, about 54% of students achieve reading proficiency by 11th grade, and childcare costs per student are about $17,602.
For performance in the Ohio vs. California education system, Ohio ranks higher than California with lower costs and over 60% of students from 3rd to 11th grade achieving reading proficiency.
Payday Borrowing
Payday loans are a quick way to get cash when you’re in a tight spot, but they can really add up if you need to be more careful. In Ohio, you can borrow up to $1,000 from a payday lender and the loan term ranges from 3 months to a year which is nice if you need some extra time to pay it back. But that flexibility comes at a price. While the state caps interest at 28% annually, you still have to pay a monthly fee of up to 30 dollars. And that’s on top of check cashing charges.
In both states, you can borrow a payday loan with bad credit online, but in California, payday loan options are more limited but potentially less damaging to your wallet. The max loan amount is only 300 dollars, usually around $255 when you factor in fees. You’ve got just 31 days to pay it back. The one advantage is that state law limits how much lenders can squeeze out of you in fees—just 15% of the total loan.
The regulations in other states fall somewhere in between. There are often caps on interest rates and fees, but lenders still find ways to make these loans expensive for struggling consumers. Borrow carefully with payday loans, no matter where you live. Make sure you understand the full costs.
Taxes and the Economy: How Ohio and California Stack Up
Another factor to consider in the Ohio vs. California cost of living is the tax rate and how well the economy works.
Taxation and economic opportunities differ between these two states. Ohio has a more modest tax structure, with four state income tax rates: 0%, 2.75%, 3.68%, and 3.75%. The rate you get taxed with depends on your taxable income and residency status.
Meanwhile, California’s tax rates are among the highest in the nation. State income tax rates can climb to 12.3% for high earners or be as low as 1% for low-income earners. Like Ohio, this depends on your taxable income, filing, and residency status.
- Ohio Sales Tax Rate: 7.24%
- California Sales Tax Rate: 7.25%
California’s economy is the fifth largest in the world and the largest of all U.S. states. It offers vast opportunities in healthcare, retail, tech, and entertainment. Finance, transportation, and professional services also contribute significantly to the state’s economy.
Ohio’s economy has grown slowly but steadily over the years. The state has gradually diversified its economy into flourishing sectors like healthcare, manufacturing, and retail.
| Ohio | California | |
| Population | 11,799,448 | 39,538,223 |
| Median Household Income | $66,990 | $91,905 |
| Unemployment Rate | 4.0% | 4.8% |
| Poverty Rate | 13.4% | 12.2% |
The Fun Side: Nature and Nightlife
Both states offer unique recreational opportunities.
Ohio, with its picturesque parks and lakes, is perfect for outdoor enthusiasts.
The state is home to:
- the Cuyahoga Valley National Park
- the Cleveland Museum of Art
- Rock & Roll Hall of Fame
Ohio’s nightlife, especially in cities like Columbus and Cleveland, features a vibrant mix of bars, music venues, and cultural events.
Meanwhile, the Golden State—famed for its diverse landscapes—boasts stunning beaches and the majestic White Mountains of California.
Other iconic natural attractions include:
- Yosemite National Park
- Getty Center Art Museum
- Sequoia National Park
California’s nightlife is legendary, particularly in cities like Los Angeles and San Francisco. Here you will find world-class offerings in dining, clubs, and entertainment shows.
Crime Stats in Ohio vs. California
Ohio experiences lower crime rates compared to California.
There is a 1 in 341 chance you may be the victim of violent crime, which are better odds than in about 60% of U.S. states. Cities like Dublin and Solon in Ohio have particularly low crime rates, making them appealing to families.
California, while offering many safe communities, does have areas with higher crime rates, especially in larger cities. The overall crime rate is higher than the national median for both violent and property crimes.
However, there are also plenty of safe and secure neighborhoods in places like Irvine and Valley Ford.
Generally, smaller towns in both states boast lower crime rates. Big cities may have higher crime rates, but most areas have safe neighborhoods.
Some of the safest cities in Ohio are:
- Broadview Heights
- Rocky River
- Solon
A few of the safest cities in California include:
- Rancho Santa Margarita
- Irvine
- Laguna
| Ohio Average | California Average | National Average | |
| Violent Crime | 2.94 | 4.99 | 4.0 |
| Property Crime | 17.83 | 23.43 | 20.0 |
Final Verdict—Ohio vs. California
Choosing between Ohio vs. California boils down to what you value most.
Ohio is safer than California and boasts a higher quality of education under more conducive learning environments. Moreover, if affordability, lower living costs, and a family-friendly environment are your priorities, Ohio is an excellent choice.
But if you crave economic opportunities, diverse landscapes, and a slice of Hollywood living, California might be more your speed. It offers more stunning attractions and high-end houses if you’re into real estate.
Make your pick, good luck!
