September 27, 2023 Breaking News, Latest News, and Videos

Five Easy Tips You Can Use to Start Saving Money Today

Even if not everyone likes to readily admit it, nearly everyone wants to save money. If you’re not used to doing it, though, saving up can be difficult. For instance, sometimes you might be spending seemingly-small amounts from time to time. And even if it doesn’t look like much at the time, these kinds of little things you’re buying are the ones that add up at the end of the month or year. So if you need to stop spending unnecessarily, there are some things you need to consider. While they do look simple on the surface, they are also very easy to overlook.

Keep Track of the Money You’re Spending

From an outside perspective, it’s easy to think this is the most obvious step to saving money. Even if it’s obvious, most people who carelessly spend their money don’t realize they’re doing it – and they spend it without checking their bank accounts before and after. It can be a tedious step, but it’s very necessary if you want to take over your spending and save money in the long term. After all, to change your habits, you need to see which parts of your life all your money is going to. Your wallet will be grateful for it!

Don’t Use Your Credit Card So Often

Spending money is far too easy. Still, it’s even easier to spend money that you don’t have just yet. Even if it looks like the better solution in the short term, especially if your bank account is looking a little bit barren, using your credit card can be detrimental to your well-being. For example, if you don’t have the money right away (and most of the time, it’s more likely the case), you’ll have to pay it off every month – plus added interest. Even so, a credit card it’s not always bad, as long as you use it wisely and avoid some of the more common mistakes that can occur.

Reduce Your Takeout Ordering

The takeout food you order doesn’t have to be expensive to add up at the end of the month. You can look at it this way: let’s say you eat a $10 pizza every week. It doesn’t look like a lot of money, but what if you do it every single week this month? That’s $40 a month, and if you do it every week of the year, it can quickly add up to more than $500. Still, sometimes you can let go of this rule a little bit if you do it wisely… and especially if there is some discount involved, which leads us to the next tip.

Don’t Be Afraid of Using Discounts

Using discounts is one way to save money. For example, a 10% discount might not look like much, but you’re still saving money. This is especially true if the item is expensive or if you’re buying different products at once, so it doesn’t hurt to use a discount code if you have it available. And before you protest, there are lots of sites that offer a discount card for almost everything you can think of, such as clothes, food, and even a discount card for prescriptions. Next time a site offers you a discount card, don’t be afraid of using it – but only if you were actually going to buy the item in the first place.

Separate Your Wants From Your Needs

If it helps you, you can even make a list, outlining the things you need and the things you want. Of course, the things you need are way more important, and you should ideally focus on these first and foremost. These lists will also help you spend your money on the things that are necessary, and not on every single luxury that you want. We’re not telling you not to go after your wants, of course, but more to recognize and separate them from the things you really need to save money.

You can achieve your goals of saving money by having the determination and will to do it. Maybe you knew some of the tips already, but most of them are easier said than done. Some of those, like keeping track of the money you’re spending, can be helpful to anyone, Plus, using discounts is always fun, just as long as you use them because you’re buying something you were going to buy anyway. And remember, you don’t need to sacrifice your quality of life to save money. Sometimes it’s just about having good finance habits, or as some like to call it, financial intelligence.

in News
Related Posts

Women’s Surf Film Festival Making California Debut in Venice

September 27, 2023

September 27, 2023

With an Array of Storytelling From Both Artists, the Festival Spotlights Inspiring Narratives of Female Surfers. The Women’s Surf Film...

Free “Masters of Dance” Workshops and Classes Open by SMC

September 27, 2023

September 27, 2023

It Features a Lineup of Master Classes and Educational Workshops Led by Accomplished Dance Professionals The Santa Monica College Dance...

Samohi Orchestra Program to Host Annual Fall Benefit Concert

September 26, 2023

September 26, 2023

Audience Will Be Enchanted With Pieces From Movies Including Aladdin, Harry Potter and Howl’s Moving Castle The nationally recognized and...

Hollywood Twist: Writers Guild Strikes Gold with Extraordinary Deal

September 26, 2023

September 26, 2023

WGA Members To Vote On Ratification of the Tentative Contract  By Dolores Quintana  After The Writers Guild of America (WGA)...

Film Review: Amerikatsi

September 26, 2023

September 26, 2023

FILM REVIEWAmerikatsiUnrated117 MinutesReleased September 8, 2023 A storyline predominantly based on voyeurism is not a new cinematic concept, and here...

Film Review: Bottoms

September 26, 2023

September 26, 2023

FILM REVIEWBOTTOMSRated R91 MinutesReleased August 25th Welcome to a new generation of breakout stars of American comedy who make the...

Hotel Workers Go On Strike in Santa Monica Amid Negotiation Standstill

September 26, 2023

September 26, 2023

The Union Is Urging Hotels to Instantly Increase Hourly Wages By Zach Armstrong Santa Monica hotel workers at Fairmont Miramar,...

(Video) Retailer Gets Palisades Into Spooky Season With Skeletons

September 25, 2023

September 25, 2023

Skeletons are seen climbing onto the home goods retailer. @smmirrornews Retailer Gets Palisades Into Spooky Season With Skeletons. Skeletons are...

Another Burglar Hits Montana Avenue

September 25, 2023

September 25, 2023

Adding to Other Recent Incidents at Some of the Road’s More Than 150 Dining Spots and Retailers By Zach Armstrong...

Writers Guild and AMPTP Reach Tentative Agreement After 146-Day Strike

September 25, 2023

September 25, 2023

Picketing Is Suspended For Now, Contract Language To Be Finalized By Dolores Quintana Around 7:30 p.m. tonight, the Writers Guild...

40-Unit Mixed-Use Project Proposed for 26th Street Intersection

September 25, 2023

September 25, 2023

A Smaller Two-Story Structure Featuring Five Residences Is Also Proposed Plans for a mixed-use development set to grace the corner...

Lebanese Art Collectors List Renovated Santa Monica Estate for $33 Million

September 25, 2023

September 25, 2023

Constructed in the Early 1980s by Peter Choate, the Dwelling Is Nestled Within a Gated Parcel of Over Half an...

Join Heal the Bay for the Official Coastal Cleanup Day on Saturday, September 23

September 22, 2023

September 22, 2023

Make a Difference in Your Community by Removing Trash From Our Coast By Dolores Quintana On Saturday, September 23, 2023,...

COVIDTests.gov to Reopen for Free Testing Starting on September 25

September 22, 2023

September 22, 2023

HHS Invests $600 Million in Domestic COVID-19 Test Manufacturing By Dolores Quintana The U.S. Department of Health and Human Services...

Another Local Retailer Surrounding Palisades Village Closes Its Doors

September 22, 2023

September 22, 2023

Simultaneously, a Series of Luxurious International Clothing Brands Have Set up Shop in the Outlet Mall By Zach Armstrong Within...