April 15, 2024 Breaking News, Latest News, and Videos

Five Easy Tips You Can Use to Start Saving Money Today

Even if not everyone likes to readily admit it, nearly everyone wants to save money. If you’re not used to doing it, though, saving up can be difficult. For instance, sometimes you might be spending seemingly-small amounts from time to time. And even if it doesn’t look like much at the time, these kinds of little things you’re buying are the ones that add up at the end of the month or year. So if you need to stop spending unnecessarily, there are some things you need to consider. While they do look simple on the surface, they are also very easy to overlook.

Keep Track of the Money You’re Spending

From an outside perspective, it’s easy to think this is the most obvious step to saving money. Even if it’s obvious, most people who carelessly spend their money don’t realize they’re doing it – and they spend it without checking their bank accounts before and after. It can be a tedious step, but it’s very necessary if you want to take over your spending and save money in the long term. After all, to change your habits, you need to see which parts of your life all your money is going to. Your wallet will be grateful for it!

Don’t Use Your Credit Card So Often

Spending money is far too easy. Still, it’s even easier to spend money that you don’t have just yet. Even if it looks like the better solution in the short term, especially if your bank account is looking a little bit barren, using your credit card can be detrimental to your well-being. For example, if you don’t have the money right away (and most of the time, it’s more likely the case), you’ll have to pay it off every month – plus added interest. Even so, a credit card it’s not always bad, as long as you use it wisely and avoid some of the more common mistakes that can occur.

Reduce Your Takeout Ordering

The takeout food you order doesn’t have to be expensive to add up at the end of the month. You can look at it this way: let’s say you eat a $10 pizza every week. It doesn’t look like a lot of money, but what if you do it every single week this month? That’s $40 a month, and if you do it every week of the year, it can quickly add up to more than $500. Still, sometimes you can let go of this rule a little bit if you do it wisely… and especially if there is some discount involved, which leads us to the next tip.

Don’t Be Afraid of Using Discounts

Using discounts is one way to save money. For example, a 10% discount might not look like much, but you’re still saving money. This is especially true if the item is expensive or if you’re buying different products at once, so it doesn’t hurt to use a discount code if you have it available. And before you protest, there are lots of sites that offer a discount card for almost everything you can think of, such as clothes, food, and even a discount card for prescriptions. Next time a site offers you a discount card, don’t be afraid of using it – but only if you were actually going to buy the item in the first place.

Separate Your Wants From Your Needs

If it helps you, you can even make a list, outlining the things you need and the things you want. Of course, the things you need are way more important, and you should ideally focus on these first and foremost. These lists will also help you spend your money on the things that are necessary, and not on every single luxury that you want. We’re not telling you not to go after your wants, of course, but more to recognize and separate them from the things you really need to save money.

You can achieve your goals of saving money by having the determination and will to do it. Maybe you knew some of the tips already, but most of them are easier said than done. Some of those, like keeping track of the money you’re spending, can be helpful to anyone, Plus, using discounts is always fun, just as long as you use them because you’re buying something you were going to buy anyway. And remember, you don’t need to sacrifice your quality of life to save money. Sometimes it’s just about having good finance habits, or as some like to call it, financial intelligence.

in News
Related Posts

Man Arrested in Marina del Rey After Shots Fired from Rooftop

April 15, 2024

April 15, 2024

Witnesses Captured Footage of Multiple Rapid Shots Being Fired Onto the Street and Sidewalk According to multiple reports including from...

(Video) The LAPD Announces the Arrest of a Suspect in the Horrific Attacks on Two Women on April 6 in the Venice Canal Area

April 15, 2024

April 15, 2024

@smmirrornews The LAPD Announces the Arrest of a Suspect in the Horrific Attacks on Two Women on April 6 in...

Malibu Canyon Road Closed After Rockslide: Seek Alternate Routes

April 15, 2024

April 15, 2024

Closure Is Expected to Last at Least Until Monday Afternoon Malibu Canyon Road has been closed due to a large...

Ulta Beauty Burglary Suspects Apprehended

April 14, 2024

April 14, 2024

Detectives Suspect These Individuals Are Part of a Larger Organized Retail Theft Ring Several suspects in a recent burglary at...

LAPD Announces Capture of Suspect in Venice Canal Attacks

April 14, 2024

April 14, 2024

Authorities Provide Updates on the Arrest at Press Conference By Dolores Quintana This morning, LAPD Commander Steven Lurie, West Bureau,...

Registration Now Open for Summer at New Roads

April 12, 2024

April 12, 2024

New Roads School is accepting registration for its summer program, a vibrant selection of classes and camps curated to meet...

CodeREV Inspires Kids to Code

April 12, 2024

April 12, 2024

Budding coders, robotics engineers, game developers, animators and STEM campers are invited to join CodeREV this summer for a memorable...

YMCA Santa Monica: When School Is Out, Camp Is In

April 12, 2024

April 12, 2024

As the Santa Monica-Malibu Unified School District nears its end,  YMCA Santa Monica is setting up for its popular Summer...

Venice Shorts: Media Trucks Scour Canals After Saturday’s Violent Assaults

April 12, 2024

April 12, 2024

Just How Safe Is Venice? By Nick Antonicello Car vandalism, tool theft, break-ins, property theft, pick-pocketing at the beach, rampant...

Accents Owner Steven Hanna Reflects on Decades Long Legacy

April 12, 2024

April 12, 2024

For 37 years, Accents Jewelry has transcended mere commerce, evolving into a vibrant community, a crucible of creativity, and a...

Santa Monica Breakfast Club Hosts 8th Annual Mad Hatter Tea Party

April 12, 2024

April 12, 2024

Whimsical Event Raises Funds for Local Families’ Dental Care Needs The Santa Monica Breakfast Club is gearing up for its...

Council Advances Plans for 120+ Affordable Apartments

April 11, 2024

April 11, 2024

The Development Aims to Serve Individuals and Families Earning Between 30 to 80% of the Area Median Income The City...

(Video) The New Menu Experience at Cassia Restaurant in Santa Monica is Delicious

April 11, 2024

April 11, 2024

The Southeast Asian dishes satisfy. Friendly ambiance, flavorful food, subtle cocktails, beer and wine, and scrumptious desserts. @smmirrornews The New...

Lyft Driver Charged with Sexual Assault Following Investigation

April 10, 2024

April 10, 2024

The Incident Occured in September By Zach Armstrong A Lyft driver who allegedly sexually assaulted a woman last year has...

SB 1509 Advances: Malibu Officials Rally Behind Negligent Operator Treatment Bill

April 10, 2024

April 10, 2024

Senator Stern’s Legislation Gains Momentum in Effort to Curb Reckless Driving SB 1509, the Negligent Operator Treatment bill spearheaded by...